Someone once gave me this advice regarding getting a home loan:
“Bite off more than you can chew, then chew as hard as you can!”
I think that is a good strategy for getting ahead, affording the house you want and exactly what this society would encourage us to do. We have a growing family and we are fast running out of room in our 2 bed house. Ideally we’d love to buy a 3+ bedroom house to fit the kids (let alone all their stuff!), but living in Sydney, with the highest housing prices in Australia, affording to do this is proving to be a serious challenge! What to do?